I have encountered countless situations where the debtor was unable to locate his/her social security card when meeting to file for bankruptcy.

Under 11 U.S.C. Section 362(a), after filing for bankruptcy a creditor may not take any action against the debtor or the debtor’s property to collect any debt. Meaning that upon filling of bankruptcy the creditor may no longer garnish a debtor’s wages until otherwise ordered by the court.

Typically, the automatic stay afforded to debtors when filing for bankruptcy will stop all collection methods, including evictions. However, how effective the automatic stay provision will be is determined based on the status of the debtor’s eviction process.

Yes, generally tax returns are required. But you will learn a little more about the conditions and some tips directly in the article.

After the voluntary filing for Chapter 7 bankruptcy relief, some debtors’ may wish to reconsider their position to pursue relief under the bankruptcy code. Fortunately, a debtor can file for a voluntary dismissal. The following are several common reasons.

The purpose of the meeting is to allow the assigned trustee to ask a series of questions to the debtor(s) under penalty of perjury to verify the debtor(s) identity and any information contained in the bankruptcy petition and attached schedules.

A bankruptcy petition is filed where the debtor currently resides on the date of the petition. The type of exemptions (protections afforded to debtors to protect a debtor’s assets) will depend on the state of residence.

Bankruptcy law is complex field and there are countless situations each leading to a different conclusion. In this blog, I will attempt to provide a brief and general answer that should be understandable to those not experienced in the legal field.